Whether you’re expanding operations, purchasing equipment, or improving cash flow, growing a business often requires funding. A commercial loan can provide the financial boost you need; but navigating options and lenders can be challenging. At Financia Group, we help businesses secure tailored finance solutions to support long-term success. 

What Is a Commercial Loan? 

A commercial loan is a type of financing designed specifically for business purposes. It can be used to buy commercial property, purchase vehicles or machinery, manage working capital, or fund new projects. 

Unlike personal loans, commercial loans are assessed based on your business’s performance, structure, and future potential. 

Common Uses for Commercial Finance: 

● Buying business premises or equipment 

● Expanding to a new location 

● Hiring staff or boosting inventory 

● Managing cash flow or seasonal fluctuations 

● Investing in technology or renovations 

Types of Commercial Loans Available: 

1. Term Loans – Fixed or variable interest loans with set repayment terms. 

2. Lines of Credit – Flexible funding you can draw on when needed. 

3. Equipment Finance – Structured loans for machinery, tools, and vehicles. 

4. Commercial Property Loans – For purchasing or developing commercial real estate. 

5. Invoice/Receivables Finance – Unlocks cash tied up in unpaid invoices. 

How Financia Group Supports You: 

We work closely with business owners to 

● Understand your goals and financials 

● Compare lenders and loan structures 

● Negotiate rates, terms, and flexibility 

● Handle paperwork and approvals 

● Ensure the loan aligns with your cash flow 

We have access to over 30 lenders including major banks and specialist business financiers to find a loan that works for your business stage and industry. 

What You Need to Apply: 

To assess your eligibility, lenders generally require: 

● Recent financial statements 

● Business plan or forecast 

● Proof of trading history 

● ABN and company structure details 

● Personal guarantees in some cases 

Don’t worry, we guide you through every step. 

Commercial loans can be a powerful tool to fund your business growth but choosing the right type of loan is critical. Financia Group takes the stress out of the process, helping you secure competitive finance solutions tailored to your business goals. 

Looking to grow your business? Talk to Financia Group today about your commercial finance options.