Lenders with low home loan rates
30+ lenders & 1000s of loan options
Your expert will carefully assess different factors to recommend a loan that best suits your specific needs, drawing upon a comprehensive comparison process.
Additionally, our team of experts will skillfully negotiate on your behalf, ensuring you secure the most favorable deal available.
Services
Home Purchases & Refinances
We help make home purchases & refinances smooth, offering expert advice and tailored financial solutions.
Loan Products & Programs
Our comprehensive services include expert guidance on mortgage options, ensuring you find the perfect fit.
Commercial & equipment Loans
Empower your business growth through our tailored commercial Loans. We deliver innovative financing strategies.
Estate Funding solutions
Secure estate success with our specialized funding support. We provide expert guidance and strategic advice.
Find out if your home loan is competitive
Paying more than you should on your home loan?
A quick home loan health check could uncover smarter options such as reduced repayments, shorter loan terms, or more competitive interest rates. Our experienced brokers are here to simplify the process and help you make informed decisions with confidence.
Is your fixed rate ending soon?
STEP 1
Avoid Higher Repayments
Once your fixed rate ends, your loan could shift to a much higher variable rate, costing you more each month.
STEP 2
Refinance or Refix Early
Explore your options before the term ends and secure a new deal that suits your current needs.
STEP 3
Talk to financia Broker
We’ll guide you through your next steps with clear, personalised advice and zero pressure.
Our Team
Bipan Singh
0400 900 664
Sukhpal Singh
0415 052 044
simar walia
0416 655 344
5 Star Rated on Google
Reviews
Absolutely fantastic service! Bipin is very professional, knowledgeable, and made the entire process smooth and stress-free. He found a great deal and kept me informed every step of the way. Highly recommended!
— Amarjit Virk
Service was so brilliant. It was so easy for me. Sukhpal helped me on every step. He is so professional. I would recommend these prople to everyone.
— Ritesh Sharma
Saying that Kim and Sukhpal are excellent in what they do is an understatement. They were very supportive of us throughout the journey in refinancing our home loan. They have made everything easy for us. I cannot recommend them enough!
— Remile de la Pena
Their expertise, dedication, and efficiency ensured everything was completed on time. I highly recommend their professional and thorough approach to anyone looking to organize their finances promptly.
— Huzey Yuce
Thank you for being so wonderful and gracious to us during the entire process. It has been a great pleasure to work with Kim & Bipan.
— Chetan Vala
Sukpal was friendly, professional, and so patient when answering all the questions. He took his time to explain all of our options in detail, and always ensured we understood everything. Highly recommend!! We will definitely be using the services again!!
— Vishwas Jit
FREQUENTLY ASKED QUESTIONS
What does Financia Group do?
Financia Group provides expert financial brokerage services, helping clients secure customised lending solutions. Whether you’re purchasing a home, refinancing an existing loan, or seeking commercial finance, we offer tailored advice and access to a wide panel of lenders to support your financial journey.
What types of home loans do you offer?
We offer a wide range of home loan products, including first home buyer loans, investment property loans, low doc loans, and refinancing solutions, tailored to your financial circumstances.
How do I get started with applying for a loan?
Simply contact us via our website or phone to schedule a free initial consultation. Our brokers will guide you through the process and assess your needs.
Can Financia Group help me refinance my existing mortgage?
Yes, we offer comprehensive refinancing solutions designed to reduce your repayments, consolidate debt, or access equity from your property.
How many lenders do you work with?
We work with over 30 lenders across Australia, giving you access to thousands of loan options and ensuring a competitive and personalized solution.
Can you help with pre-approvals?
Yes, we assist with loan pre-approvals, giving you a clearer idea of your borrowing capacity before you begin house hunting.
Do you assist first home buyers?
Absolutely. We guide first-time buyers through each step, help with grants like the First Home Owner Grant (FHOG), and ensure the process is smooth and stress-free.
What documents will I need to apply for a loan?
Typically, you will need proof of identity, income (e.g., payslips or tax returns), existing financial commitments, and asset/liability information.
Can you help with commercial or business finance?
Yes, we provide commercial lending solutions including equipment finance, business loans, and funding for property development or expansion.
Do you offer services for property investors?
Yes. Whether you’re a seasoned investor or just starting out, we offer structured finance options to help build and grow your property portfolio.
How long does the loan approval process take?
Loan approval times vary, but typically pre-approval takes 2–5 business days, and full approval may take 1–2 weeks depending on the lender and complexity.
contact us
10/18 Synnott Street Werribee
info@financiagroup.com.au
OFFICE HOURS
Monday – Friday: 9 am – 5pm
Saturday: By appointment
Follow us
@financiagroupaus
Financia Group 